FinTech / Crypto Payments / B2B Platform

CryptoGate

A B2B crypto payments and settlement platform with organization-owned wallets, public checkout links, QR payments, and a custody-to-settlement flow.

CryptoGate is an internal Ztex0 product designed to help businesses accept crypto payments, track organization-level balances, and manage settlement workflows through a secure, auditable platform.

Overview

A Ztex0 product for crypto payment acceptance, balance visibility, and settlement operations.

CryptoGate is a B2B crypto payments and settlement MVP being built by Ztex0. The platform is designed for organizations that need a structured way to accept crypto payments, generate checkout links or QR-based payment sessions, monitor wallet balances, and manage settlement requests. The architecture focuses on clear service boundaries, auditability, operator visibility, and controlled custody-to-settlement flows.

At a glance

Internal Ztex0 productB2B crypto payment flowsOrganization-level wallet balancesCheckout links and QR paymentsSettlement approval workflowAdmin operations consoleAudit-focused architecture

Challenge

What needed to change

Businesses that want to accept crypto payments often need more than a wallet address. They need payment tracking, balance visibility, settlement controls, audit trails, operational dashboards, and security-focused transaction boundaries. CryptoGate is designed to solve this by providing a structured platform for crypto payment acceptance and settlement operations.

Approach

How the product was shaped

Ztex0 is building CryptoGate as a multi-service B2B platform that allows organizations to create payment links or checkout sessions, receive and confirm crypto or card payments, track live balances, and request settlements. The system includes an admin console for operational monitoring, compliance-oriented visibility, approval workflows, and system health tracking.

Result

Current direction

CryptoGate has established the foundation for a production-grade B2B crypto payments platform with scalable service boundaries, organization-level wallet and balance handling, settlement workflows, admin visibility, and audit-focused financial operations. The product is still in MVP development, so public claims are intentionally limited to current architecture and product direction.

Ztex0's role

Ztex0 handled full-stack architecture and implementation planning across backend services, frontend admin console work, infrastructure setup, payment flow design, wallet and balance modeling, settlement workflow design, and security boundary planning.

Delivery focus

Product architecture
Backend systems
Interface design

Key product capabilities

Public payment links and QR checkout sessions for crypto payments.
Organization-owned wallets and balance tracking.
Live balance monitoring for supported assets and networks.
Controlled custody and signing boundary for outbound blockchain transactions.
Manual settlement workflow with approvals, ledger posting, and auditability.
Admin console for operations, compliance visibility, and system health.
Webhook and payment event handling for reliable status updates.
Card payment integration support through Stripe.
Service-oriented backend architecture with clear ownership boundaries.

Technology

A stack selected around the product.

Explore the frontend, backend, data, integration, and deployment tools used for this product.

View technology

Frontend

React 19
TypeScript
Vite
Tailwind CSS
React Router
TanStack Query

Backend

Go microservices
API gateway
Core platform services

Data layer

PostgreSQL
Service-owned database and schema boundaries

Cloud and integrations

Docker
Docker Compose
Kubernetes-ready structure
Terraform
Stripe
Blockchain providers
Webhooks

Supporting concepts

OpenAPI
RBAC
Audit trails
Redis or LocalStack for development support
Custody and signing boundary planning